Travel Insurance Coverage
Travel insurance covers not only incidents related to travel itself (cancellations, delays, baggage loss, etc.), but also unforeseen medical emergencies that may occur during your trip.
What About Medical Care Abroad?
A comprehensive travel insurance policy will not just cover minor out-patient expenses but also much more expensive inpatient treatments. Medical expenses for emergency care can be up to €500 (and that’s assuming you don’t have to undergo additional tests, scans or analyses, for instance) and around €1.000-€3.000 for inpatient treatments. According to Allianz, a medical evacuation abroad via medevac flight can cost up to €100.000 (or even more!) depending on the country you are in and the distance to the nearest medical facility to get assisted.
The authorities of destination countries can hardly help in cases of medical emergencies abroad. They are unable to bear the costs of medical emergency treatments or urgent medical transports, for example. As the U.S. State Department notes, “most of the foreign medical facilities and providers require cash payment up front and do not accept national insurance plans”. That’s why it is important to take out travel insurance when you’re planning your trip and to pay special attention to those ones that include medical benefits for emergency care and hospital admissions, as well as for medical transport services.
Trust On Insurance Companies’ Medical Teams To Protect You Wherever You Go
When we travel abroad, we wish to feel as cared for and protected as when we are at home. If you take out travel insurance, you will get the right protection you need for your next adventure in just a few minutes, just a few clicks away and at a much lower cost than you might think. Travel insurance medical assistance teams work 24/7 to provide you with immediate medical solutions at your destination free of charge, monitoring your treatment and guiding you through the whole process.
Without travel insurance, you’re on your own in an emergency. However, if you have one, no matter how far from home you are, you will never be alone. Indeed, there will always be a medical team looking after your health… just a phone call away! Therefore, the right question to ask is not why is travel insurance important, but whether you could sacrifice your peace of mind on holiday. Because reassurance is priceless.